Top 6 Best Smartphone Insurance Company In India?

Looking to buy a new mobile phone in India? Make sure you protect your investment by getting mobile phone insurance to cover drops, spills and theft. When it comes to protecting your phone, you have two options:

you can shell out hundreds of rupees every month on mobile phone insurance, or you can go without coverage and hope nothing goes wrong with your device.

1. ICICI Lombard

ICICI Lombard is one of the best mobile phone insurance companies in India. It provides two types of insurance: Comprehensive and Third Party Liability. Comprehensive coverage covers damage to your phone due to any cause other than a manufacturing defect, such as accidental damage, theft or water damage.

Third Party Liability covers third party claims against you arising from accidents involving the use of your phone while it is not under your control, up to a limit of Rs. 1 lakhs per incident.

2. Apollo Munich

Apollo Munich is one of the top ten mobile phone insurance companies in India. Apollo Munich offers coverage for devices from a variety of brands and models, including Apple, Samsung, Sony Xperia, Microsoft Lumia and more.

3. Royal Sundaram

Royal Sundaram offers a variety of plans to suit your needs. They offer coverage for accidents, theft, and damages. Royal Sundaram also has a warranty plan that covers the cost to repair or replace your device if it is accidentally damaged by an electrical surge or water damage.

You can also purchase an accidental death and injury policy for up to Rs. 1 lakh in case you are injured while using your device.

4. Bharti Axa

Bharti Axa is a company that offers personal and corporate insurance. They are based out of Mumbai, but offer their services all over the world. They have a wide variety of insurance plans to choose from, including travel insurance and mobile phone insurance.

The plans vary in price depending on what you’re looking for and what your needs are. Bharti Axa also offers a 24/7 customer service line which can help with any inquiries or questions you might have about your plan.

5. Bajaj Allianz Life Insurance Company Ltd

Bajaj Allianz Life Insurance Company Ltd is one of the top mobile phone insurance providers in India. It provides cover for accidental and mechanical damage to the device, including water damage, theft, and natural disasters. This company also provides protection against loss of coverage (up to six months) and offers a full refund on premiums paid if you don’t make a claim during the policy period.

6. IDBI Federal

IDBI Federal is a leading Indian insurance company headquartered in Mumbai. It has been providing financial protection and risk management products to consumers since 1964.

*This mobile phone insurance plan includes theft and loss of your phone as well as software malfunction, water damage, and physical or liquid damage. The coverage amount is up to Rs. 2,000 with a maximum of two claims per year for the same type of damage.

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